You know a good value when you see one.

Use our Interactive Calculator to compare costs.

How much is peace of mind worth, knowing you’re in the best of hands? Most people don’t choose Assisted Living on price alone. When you compare value — the abundant services you get for your dollar — the benefits are hard to beat.

On the chart below, the Arbor Living column represents the estimated cost of living at Arbor Terrace in a second floor, one room suite, enjoying the services of our basic level of care. The center two columns represent an estimated cost of living at a local independent living and skilled nursing facility. The Your Home column currently represents a prospective resident who owns a $425,000 house with a $25,000 mortgage.

We invite you to compare your present monthly cost of living with the cost of living at Arbor Terrace, as well as other senior housing options you may be looking into. Take a moment to browse our site to help you find just the right level of care and floor plan to fit your needs, and enter the costs for each into the appropriate boxes below. You may also manipulate the costs in the independent living and skilled nursing home columns, as well as in the Your Home column to calculate a personalized comparison. When you're ready, just press the Re -Calculate button at the bottom to see how living at Arbor Terrace can be the right choice for you.

	Arbor Living	Independent Living	Skilled Nursing Facility	Your Home
Monthly rent or mortgage payment	$	$	$	$
Medication management	$ Optional	$ Optional	$ Included	$
Electricity, water/sewer, gas	$ Included	$ Included	$ Included	$
Trash collection	$ Included	$ Included	$ Included	$
Property insurance	$ Included	$ Included	$ Included	$
Real estate taxes	$ Included	$ Included	$ Included	$
Painting and exterior maintenance	$ Included	$ Included	$ Included	$
Yard maintenance	$ Included	$ Included	$ Included	$
Plumbing and appliance maintenance	$ Included	$ Included	$ Included	$
Pest control	$ Included	$ Included	$ Included	$
Flat laundry service	$ Included	$ Included	$ Included	$
Carpeting and carpet cleaning	$ Included	$ Included	$ Included	$
Security system and service	$ Included	$ Included	$ Included	$
Food cost	$ Included	$	$ Included	$
Weekly housekeeping service	$ Included	$ Included	$ Included	$
Companion ($15/hour)*	$ Included	$	$ Included	$
Cable TV (basic service)	$	$	$	$
Other monthly incidental costs (entertainment, etc.)	$	$	$	$
Health and other insurance premiums	$	$	$	$
Medical expenses including prescription drugs	$	$	$	$
Telephone	$	$	$	$
Other miscellaneous costs (clothing, toiletries, etc.)	$	$	$	$

Monthly Cost of Living	$	$	$	$

Less: Monthly return on equity in your home that could be invested after it is sold. Assume equity of $ invested at %	($ )	($ )	($ )	($ )

Less: Potential economic benefit of deducting costs associated with living at Arbor Terrace (see Tax Benefit handout - rent and care times 15%)	($	($ )	($ )	($ )

Less: Potential assisted living VA benefit (see VA Benefit handout)	($ )	($ )	($ )	($ )

Total Monthly Cost of Living	$	$	$	$
* for socialization, meal preparation, transportation, etc.